Located only in Texas, AMAX Auto Insurance specializes in affordable coverage. For drivers in the Lone Star State looking for low-cost car insurance, AMAX is a great option.
Texas drivers are covered by Dallas-based AMAX Auto Insurance, which provides auto insurance. Since it has a substantial presence in the Lone Star State, we chose to look more closely at the provider’s prices, coverage options, and client testimonials.
Our Home Media reviews team found that AMAX Auto Insurance offers basic coverage options through third-party providers at an affordable price when compared with the country’s best car insurance companies.
Reviews of AMAX Auto Insurance
We give AMAX Auto Insurance a 7.8 out of 10 for its pricing and range of coverage options. The performance of AMAX Auto Insurance was summed up to receive a “7.8” score in the following five major categories: cost, coverage, reputation, availability, and customer experience.
Overall Rating | 7.8 |
---|---|
Reputation | 7.6 |
Availability | 6.7 |
Coverage | 7.6 |
Cost | 9.0 |
Customer Experience | 7.4 |
AMAX Auto Insurance can be a good option if you’re looking for affordable auto insurance in Texas. The business seems to abide by its promise to give residents of the Lone Star State affordable insurance. Customer opinions, however, differ by location.
Pros and Cons of AMAX Auto Insurance
More particular advantages and disadvantages of A-MAX Auto Insurance are listed below:
Pros:Â
- Options for affordable coverage
- Over 20 insurance companies are compared
- Texans’ needs are met with customized coverage
Cons:
- A lack of consistency in the claims process
- Availability is limited
- Customer reviews are mixed
The AMAX Auto Insurance Company
As a low-cost insurance agency founded in 2002, AMAX Auto Insurance focuses on customer service and low pricing. Although the company is only available in Texas, it has over 200 locations across the state, including Austin, Dallas, Fort Worth, Waco, and others.
A representative from AMAX Auto Insurance compares policies from over 20 insurance carriers throughout Texas instead of providing coverage directly.
As the middleman between you and your insurance provider, your AMAX Auto Insurance agent may be an advantage for some, while others may prefer to work directly with their insurer.
AMAX Auto Insurance Cost Factors
A-MAX Auto Insurance will determine your premium based on the following factors:
- Age:
As teen drivers and younger motorists are statistically more likely to get into an accident, they tend to pay more for auto insurance.
- History of driving:
If you have had any recent traffic violations or accidents, your rates will increase.
- Credit score:
Premiums will be higher for those with lower scores.
- Location:
In Texas, your location has an impact on your insurance rates. Drivers in urban areas like Houston, Dallas-Fort Worth, and San Antonio often pay more than those in rural areas.
- Vehicle:
It is usually more expensive to insure more expensive vehicles. Sports cars, for example, may cost more to insure.
You can get an accurate estimate of your car insurance cost by requesting a free quote from an insurance provider. Other information about you, such as your gender or marital status, can affect your premiums. It is always best to compare car insurance quotes from several providers before choosing one.
Coverage provided by AMAX Auto Insurance
In addition to meeting the minimum insurance requirements in Texas, A-MAX Auto Insurance also offers higher levels of coverage and additional options.
You can find the following policies through AMAX Auto Insurance:
- Liability insurance for bodily injury (BI):
A type of car insurance that covers the medical expenses of other drivers and passengers injured in an accident you caused
- Liability insurance for property damage (PD):
You are responsible for repairs to other vehicles that are damaged in an accident you caused
- Insurance for collisions:
Provides coverage for damages to your car after an accident, regardless of who caused it
- Insurance that covers everything:
Weather, theft, vandalism, and other incidents are covered by A-MAX full coverage insurance
- Payments for medical care (MedPay):
Regardless of fault, covers medical and funeral expenses for you and your passengers
- Protection against personal injury (PIP):
In no-fault states, it often covers lost wages and medical expenses after an accident
- Underinsured/uninsured motorist coverage (UIM/UM):
Underinsured or uninsured motorist coverage provides coverage for repairs and medical expenses.
- Towing/roadside assistance:
If your car breaks down on the side of the road, it will be attended to or towed away
You can also ask your AMAX Auto Insurance agent about other benefits, such as rental car reimbursement.
Customer Experience with AMAX Auto Insurance
In the past three years, AMAX Auto Insurance has received only 22 complaints on the BBB website. The company holds a B- rating from the Better Business Bureau (BBB).
It is common for positive reviews of AMAX Auto Insurance to mention friendly and helpful customer service, while negative reviews tend to mention communication issues during claims processing.
AMAX did not respond to our request for comment on these negative reviews.
Customer Service at AMAX Auto Insurance
Customer service at A-MAX Auto Insurance is available in several ways. You can chat with an A-MAX agent online. They can answer any questions you have about policies or comparing car insurance companies. For local assistance, you can contact 800-921-AMAX.
Claims for AMAX Auto Insurance
To file a claim with A-MAX Auto Insurance, you’ll need to look up your insurance policy with your company or click on the box containing the first letters or numbers of your policy. To get help filing a claim, you can also contact customer service at 1-800-979-AMAX.
Quotes for AMAX auto insurance
AMAX Auto Insurance agents can also help you find other options, such as rental car reimbursement. Although these options are more costly, they may offer peace of mind when you’re on the road.
Frequently Asked Questions (FAQs):
What are the pros and cons of AMAX Auto Insurance?
Texas drivers seeking affordable auto insurance can benefit from AMAX Auto Insurance.
Is AMAX Auto Insurance a full coverage policy?
Full coverage car insurance is an option offered by AMAX Auto Insurance. Although it’s more expensive, full coverage can provide peace of mind to drivers.
Is roadside assistance provided by AMAX Auto Insurance?
Customers of AMAX Auto Insurance are able to purchase a towing and roadside assistance package for an additional monthly fee.
What is the effect of SR22 on insurance rates?
Insurance rates typically rise by more than $1,000 annually when you have an SR22, which is an official certificate of financial responsibility.
What is the process for getting an AMAX Auto Insurance quote?
You can get an A-MAX insurance quote over the phone or in person at an agency. But the quickest way to get a quote from A-MAX Auto Insurance is through its website. Among the basic information you need to provide is your ZIP code, phone number, email address, and other contact information.