TUHIN PAUL 
Home equity loans in the US are a popular option for many who need to finance home improvements, educational expenses or consolidate debt. They offer homeowners low-interest rates and fixed monthly payments, but they also present a risk because they use the home as collateral. How Does a Home Equity Loan Work? Your equity in … Read more
A home improvement loan helps you pay for renovations and repairs around the house. If you’re looking to spruce up your home or finish some repairs, you can use home improvement loans to help fund your projects. The home improvement loans are typically unsecured loans. To get this loan the bank or lender doesn’t require … Read more
With a cash-out refinance, you can convert your home equity into cash by taking out a new mortgage that is higher than your previous mortgage balance and receiving the difference in cash. In the real estate world, refinancing in general is a popular process for replacing an existing mortgage with a new one that typically … Read more
As a division of Truist Bank, LightStream is an American online lender. Truist was formed in December 2019, as the result of a merger between SunTrust Bank (of which LightStream was a division) and BB&T. LightStream, founded in March 2013, provides unsecured, personal loans to people with good credit ratings through a digital process. In … Read more
For the housing market, the height of the pandemic had a silver lining: soaring home prices amid hot buyer demand. In spite of the Federal Reserve’s efforts to ease inflation, mortgage interest rates increased steadily throughout 2022, which dampened homebuyer enthusiasm. This in turn led to lower home prices. When thinking about your options, a … Read more
Rolls Royce vehicles embody the epitome of the luxury car world with their lavish aspects, refined designs, and remarkable performance. Unsurprisingly, such cars come at a hefty cost for most – usually over six figures. However, affluent celebrities and royalty can afford these rides – if not necessarily the insurance bill. Aston Martin may be … Read more
Before delving into whether or not a spot loan is legitimate, we need to clarify what a spot loan is. How does it work? Several benefits and drawbacks. Let’s talk about it. What is the definition of a spot loan? Spot loans are personal or company loans made by lenders to individuals or corporations for unforeseen expenses. … Read more
Many people prioritize college education above all else, yet due to the steady rise in the cost of higher education these days, others cannot afford it. That is why, in order to make education possible, they can apply for education loans for college education. There are two types of student loans to choose from federal loans, … Read more
A lot of personal finance experts try to stop us from using credit cards—and with good reason. Many of us end up in debt when we use credit cards irresponsibly. Despite popular belief, if you can use plastic responsibly, it’s actually better to use a credit card rather than a debit card and keep cash … Read more
Loan agency is a term used in capital markets to describe certain types of loan financing, commonly called syndicated or bilateral loans. In both instances, a company also referred to as a “borrower”, needs to secure funding. Maybe the company is acquiring a competitor, building a new data center, purchasing an aircraft, needs working capital, … Read more